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Ameirca's Love Affair With
Credit Card Has Come To A Halt
By Ben Fenton in Washington
The Telegraph - London
9-26-1

Confidence among American consumers has collapsed, making it likely that the country will spiral into recession.
 
According to key economic indicators published yesterday, Americans' love affair with their credit cards has come to a halt. The consumer confidence index, which surveys 5,000 households across America to determine how happy and prosperous people are feeling, experienced its biggest drop since Saddam Hussein invaded Kuwait in 1990.
 
It fell from 114.0 to 97.6, twice what Wall Street had predicted. The response of Americans to the terrorist attacks seems to have been to take to their sofas, pick up the television remote control and sit on their wallets and purses.
 
Empty cinemas and passenger jets, hotels only a third full and slumping sales of cars and electronics goods show that Americans were terrified by the attacks and are worried about the future. One of the only signs of an increase in spending was among video rental shops, which recorded a particular surge in the popularity of action films in which America triumphs.
 
As a sign of the White House's increasing concern over the state of the economy, President Bush will visit airline workers in Chicago tomorrow to express solidarity with the worst affected sector.
 
Ari Fleischer, his spokesman, said: "It is important to send a signal to Americans to resume lives, to go to restaurants, to go to movies, to enjoy recreation, to fly, to conduct the commerce of the nation."
 
Mark Zandi, a leading economist, said: "A bunker mentality is descending on consumers and investors. Everyone is battening down the hatches."
 
More worrying for the White House and the global economy is that the latest index measured only part of the period after the terrorist attacks on the World Trade Centre and the Pentagon. Next month's figures are likely to be even worse.
 
Lynn Franco, director of the Consumer Research Centre of the Conference Board, which conducts the surveys, said: "The economy faces tougher times ahead. While consumers have managed to keep the US out of a recession for several years now, that soon may no longer be the case."
 
The survey showed that Americans, already worried by the prospect of redundancies, had had any optimism about their own affairs severely dented. The hardest hit industries have been the airlines and hotel businesses, especially those connected to New York and Washington, but the index suggests that no section of the economy will escape undamaged.
 
The White House has been talking about putting together a package of tax cuts and other spurs to the economy, but Alan Greenspan, chairman of the Federal Reserve Board, advised members of Congress not to act in haste.
 
He said that the American economy was essentially solid and predicted it would recover from the effects of the terrorist attacks and the pre-existing slump. Max Baucus, chairman of the Senate's finance committee, said it might not be necessary to put together a stimulus package at all.
 
Wall Street actually reacted positively to the consumer confidence figures, anticipating that they could lead to another aggressive cut in interest rates.
 
 
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